Social Security Disability
Helping You Claim Disability Benefits
If you are suffering from an illness or injury which makes it impossible for you to work for at least a year or which has been diagnosed as being terminal, you may be eligible to claim benefits through the Social Security Disability program. SSD is a social safety net which provides help for those who have had the misfortune of being forced out of work due to a physical or mental impairment. It is not a means-tested program based on need-rather, it is more like an insurance policy on which you may have been paying since the day you first started working.
Most people in the United States are employed in positions which are subject to the Social Security payroll tax, and provided that you fall into this category, you have been contributing to the Social Security fund out of every one of your paychecks. Now, it is your time to take advantage of the benefits for which you have been paying through all these years. According to the Social Security Administration, 7.65% of an employee's paycheck goes toward the fund, while the employer matches that amount. Given that the employer could pay you the matching contribution if it weren't a mandatory deduction, you can consider that 15.3% of your paycheck has been going towards paying for the benefits you are now going to claim. An attorney from our firm can assist you with every aspect of your claim, from understanding the system to representing you with throughout the process. Learn more by following the links below.
About Social Security Disability Claims
The amount you can receive in benefits through Social Security Disability Insurance is based on your average income before the date when you became disabled. It might not fully replace your income, but it may be enough to support you during the period of your disability so that you are not placed in a position of financial hardship.
Make no mistake: the process of claiming Social Security Disability benefits is often complex and confusing, even for those who work with the system on a regular basis. Understand the situation better by reading through our answers to common questions, and then contact us for a free consultation.
Why Hire Us
The attorneys of Clawson & Clawson, LLP share more than 90 years of combined experience, and while we have the resources and legal skill you can find at a large law firm, we maintain the warm and welcoming atmosphere of a small, boutique law office.
Social Security Disability Insurance
Many people will hesitate to claim Social Security Disability benefits because they don't want to go on public assistance or welfare. The fact is that Social Security Disability is anything but welfare. Instead of being a program for the indigent, it is actually an insurance policy, and the amount you can receive in benefits is based on the amount you have earned during your career.
Long Term Disability
If you have a Long Term Disability insurance policy through your employer or which you pay for on your own, the insurance company may require you to file a claim for Social Security Disability before you can be approved in your claim for benefits through the private policy.
Denied SSD Benefits
There is a popular myth that everyone who files a claim for Social Security Disability is initially denied. While this is not true, there is a kernel of truth in it. The fact is that approximately two-thirds of the 2.5 million new claims for SSD are denied on a yearly basis, and so most people will have to be ready to appeal the decision in order to obtain benefits.
If you are over the age of 65 years old or suffer from one of certain disabilities, you may be eligible for coverage through the tax-payer funded Medicare program. Medicare can help with hospitalization, medical care and prescription drugs, and it is often received in addition to Social Security Disability.
The Medicaid program is intended for individuals whose income level is below a certain threshold, and it is administered by government on both the state and federal levels. The Federal Government funds as much as half of the Medicaid program. People who are approved for Supplemental Security Income will often be automatically qualified to receive Medicaid.
Social Security Administration
The Social Security Administration is the governmental agency which is responsible for collecting the FICA taxes to fund the Social Security program, as well as for distributing funds to beneficiaries. Claims in Colorado are reviewed by the staff of the state Disability Determination Services office in Aurora.
SSD and SSI Myths
There are a number of widespread myths and misconceptions about the Social Security Disability and Supplemental Security Income programs. This false information prevents many people from taking advantage of the benefits that are available, as well as causing others difficulty in getting their applications approved.
An attorney from our firm can help you file a claim for compensation through the veterans disability program. To be eligible, you must be at least 10% disabled as a result of an injury or illness which was received or exacerbated in the line of duty.
Supplemental Security Income
If your income and financial resources are below a certain threshold and you are medically disabled, you may be eligible to claim benefits through the Supplemental Security Income program. SSI helps qualified individuals maintain a basic level of subsistence when they are unable to provide for themselves.
How a Supplemental Security Disability Attorney Can Help
It is very much in your best interests to hire an attorney from Clawson & Clawson, LLP to represent you throughout the entire process of your claim, starting at the very beginning before you even submit your paperwork. Why is this? It is because the process of claiming benefits can be a significant challenge, so much so that approximately two out of every three initial applications are denied. The staff of the Social Security Administration are generally overwhelmed with claims, and they rarely have the time necessary to follow-up on claims with errors or a lack of information. We know what type of evidence is effective in getting a claim approved, and even if your claim is denied on the first attempt we can still represent you in an appeal. Contact us now for a free consultation to learn how much you could receive in benefits and to take the first steps in your claim. We serve clients in Colorado Springs and up and down the Front Range from Denver and Parker and Pueblo, and we are ready to help you today.